- Loan amount
- Total amount to be taken for this loan.
- Interest rate
- Annual interest rate for this loan.
- Loan term in years
- Number of years for this loan's term.
- Annual after-tax income
- Your total after-tax income for the current year from all sources of income from all borrowers on this loan.
- Number of income sources
- The more income sources you have, the better your ability to qualify for your new loan.
- Payments for existing debt
- Total existing monthly payments remaining after the funds from this loan have been received.
- Credit card limit
- Your current total credit card limit, not your outstanding balance.
- Number of dependents
- Total number of dependents, excluding the borrower.
- Real estate that will secure this loan
- Total value of the equity in real estate that will secure this loan.
